Crop-loss band · Washington
Douglas County, Washington — crop-loss band
- 2.70Low end of the filed band
- 4.19Middle of the filed band
- 7.28High end of the filed band
- 2018Worst year filed (7.57)
- 10Years filed
Every year the Risk Management Agency has filed for Douglas County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.70 at the low end to 7.28 at the high end, with 4.19 in the middle. The worst year filed is 2018, at 7.57. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $2,646,779 | $9,078,477 | $38,612,727 | 867 | 866 | 3.43 |
| 2016 | $1,484,439 | $4,009,534 | $20,152,179 | 511 | 511 | 2.70 |
| 2017 | $1,168,954 | $6,008,068 | $27,919,541 | 185 | 184 | 5.14 |
| 2018 | $1,023,675 | $7,751,531 | $26,530,025 | 181 | 178 | 7.57 |
| 2019 | $1,871,544 | $13,622,412 | $40,006,330 | 312 | 311 | 7.28 |
| 2020 | $2,766,298 | $11,601,899 | $35,540,282 | 502 | 500 | 4.19 |
| 2021 | $5,262,171 | $30,868,477 | $69,765,215 | 872 | 869 | 5.87 |
| 2022 | $3,640,940 | $16,731,494 | $39,571,358 | 412 | 412 | 4.60 |
| 2023 | $10,900,733 | $40,231,496 | $111,455,065 | 1,326 | 1,326 | 3.69 |
| 2024 | $8,075,629 | $21,769,380 | $76,884,121 | 789 | 789 | 2.70 |
Commodities insured in Douglas County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Wheat 10 years filed
- 1.72Low end of the filed band
- 1.94Middle of the filed band
- 3.31High end of the filed band
- 2021Worst year filed (6.77)
- 10Years filed
- $19,416,780Premium filed
- $59,266,141Indemnity paid
- $181,748,721Liability insured
- 703,938Quantity planted
- 734,290Quantity lost
- 3,901Policies
- 3,894Policies with a loss
- 3.05Loss ratio, whole span
Causes that carried the indemnity in Douglas County
- Drought $38,030,371 indemnity · 10 years
- Cold Winter $5,319,610 indemnity · 9 years
- Decline in Price $4,686,319 indemnity · 8 years
- Freeze $4,389,765 indemnity · 9 years
- Heat $3,439,818 indemnity · 9 years
- Frost $620,996 indemnity · 9 years
Whole Farm Revenue Protection 10 years filed
- 3.59Low end of the filed band
- 6.50Middle of the filed band
- 12.02High end of the filed band
- 2019Worst year filed (12.03)
- 10Years filed
- $7,400,443Premium filed
- $52,364,191Indemnity paid
- $188,941,897Liability insured
- 0Quantity planted
- 0Quantity lost
- 257Policies
- 257Policies with a loss
- 7.08Loss ratio, whole span
Causes that carried the indemnity in Douglas County
- Decline in Price $22,624,776 indemnity · 10 years
- Hail $4,671,895 indemnity · 5 years
- Frost $4,508,522 indemnity · 8 years
- Freeze $4,226,861 indemnity · 6 years
- Cold Winter $3,762,119 indemnity · 8 years
- Cold Wet Weather $3,605,345 indemnity · 7 years
Cherries 10 years filed
- 2.35Low end of the filed band
- 3.99Middle of the filed band
- 5.23High end of the filed band
- 2020Worst year filed (5.45)
- 10Years filed
- $6,382,870Premium filed
- $26,292,568Indemnity paid
- $65,037,814Liability insured
- 7,245Quantity planted
- 7,251Quantity lost
- 913Policies
- 912Policies with a loss
- 4.12Loss ratio, whole span
Causes that carried the indemnity in Douglas County
- Freeze $6,637,766 indemnity · 8 years
- Heat $5,689,276 indemnity · 6 years
- Frost $3,770,009 indemnity · 9 years
- Decline in Price $3,133,494 indemnity · 8 years
- Cold Wet Weather $2,332,372 indemnity · 9 years
- Cold Winter $1,921,162 indemnity · 8 years
Apples 10 years filed
- 4.13Low end of the filed band
- 9.08Middle of the filed band
- 12.63High end of the filed band
- 2020Worst year filed (17.00)
- 10Years filed
- $1,650,357Premium filed
- $17,002,174Indemnity paid
- $35,365,630Liability insured
- 3,133Quantity planted
- 3,131Quantity lost
- 248Policies
- 246Policies with a loss
- 10.30Loss ratio, whole span
Causes that carried the indemnity in Douglas County
- Freeze $3,513,375 indemnity · 7 years
- Frost $3,199,718 indemnity · 6 years
- Cold Winter $2,944,774 indemnity · 4 years
- Heat $2,211,110 indemnity · 8 years
- Hail $2,167,991 indemnity · 7 years
- Cold Wet Weather $1,989,100 indemnity · 7 years
Pasture,Rangeland,Forage 5 years filed
- 0.67Low end of the filed band
- 1.41Middle of the filed band
- 2.24High end of the filed band
- 2022Worst year filed (2.24)
- 5Years filed
- $2,832,245Premium filed
- $4,702,798Indemnity paid
- $9,478,933Liability insured
- 345,027Quantity planted
- 0Quantity lost
- 228Policies
- 228Policies with a loss
- 1.66Loss ratio, whole span
Causes that carried the indemnity in Douglas County
- ARPI/SCO/STAX/MP/HIP WI Crops Only $4,702,798 indemnity · 5 years
Canola 10 years filed
- 0.50Low end of the filed band
- 1.86Middle of the filed band
- 3.14High end of the filed band
- 2021Worst year filed (4.17)
- 10Years filed
- $716,794Premium filed
- $1,392,374Indemnity paid
- $4,382,888Liability insured
- 21,314Quantity planted
- 22,339Quantity lost
- 265Policies
- 264Policies with a loss
- 1.94Loss ratio, whole span
Causes that carried the indemnity in Douglas County
- Drought $662,519 indemnity · 10 years
- Freeze $244,615 indemnity · 5 years
- Frost $124,382 indemnity · 2 years
- Heat $84,797 indemnity · 6 years
- Decline in Price $80,363 indemnity · 4 years
- Cold Wet Weather $75,541 indemnity · 3 years
Apiculture 5 years filed
- 0.95Low end of the filed band
- 1.53Middle of the filed band
- 1.76High end of the filed band
- 2024Worst year filed (1.76)
- 5Years filed
- $441,673Premium filed
- $652,522Indemnity paid
- $1,480,960Liability insured
- 12,183Quantity planted
- 0Quantity lost
- 145Policies
- 145Policies with a loss
- 1.48Loss ratio, whole span
Causes that carried the indemnity in Douglas County
- ARPI/SCO/STAX/MP/HIP WI Crops Only $652,522 indemnity · 5 years
Every county-crop the agency files in Washington → Buy the Douglas County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.