Crop-loss band · Wisconsin
Adams County, Wisconsin — crop-loss band
- 2.45Low end of the filed band
- 3.40Middle of the filed band
- 4.34High end of the filed band
- 2021Worst year filed (4.41)
- 10Years filed
Every year the Risk Management Agency has filed for Adams County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 2.45 at the low end to 4.34 at the high end, with 3.40 in the middle. The worst year filed is 2021, at 4.41. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $470,186 | $1,267,734 | $2,869,085 | 92 | 91 | 2.70 |
| 2016 | $526,467 | $1,967,014 | $6,723,648 | 52 | 52 | 3.74 |
| 2017 | $870,910 | $3,776,862 | $8,378,404 | 97 | 97 | 4.34 |
| 2018 | $1,839,920 | $7,725,043 | $17,172,692 | 241 | 240 | 4.20 |
| 2019 | $2,141,076 | $7,437,046 | $21,416,697 | 167 | 165 | 3.47 |
| 2020 | $1,779,001 | $6,043,551 | $13,832,943 | 155 | 155 | 3.40 |
| 2021 | $1,246,368 | $5,491,012 | $14,051,682 | 120 | 120 | 4.41 |
| 2022 | $1,429,101 | $3,497,264 | $14,006,779 | 118 | 118 | 2.45 |
| 2023 | $2,190,301 | $6,530,065 | $18,130,787 | 233 | 233 | 2.98 |
| 2024 | $2,584,779 | $6,461,661 | $22,608,021 | 195 | 195 | 2.50 |
Commodities insured in Adams County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Potatoes 10 years filed
- 1.91Low end of the filed band
- 3.64Middle of the filed band
- 5.24High end of the filed band
- 2015Worst year filed (8.68)
- 10Years filed
- $8,759,613Premium filed
- $31,527,914Indemnity paid
- $85,646,822Liability insured
- 23,147Quantity planted
- 23,147Quantity lost
- 180Policies
- 180Policies with a loss
- 3.60Loss ratio, whole span
Causes that carried the indemnity in Adams County
- Excess Moisture/Precipitation/Rain $25,799,026 indemnity · 9 years
- Heat $2,741,737 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP WI Crops Only $901,515 indemnity · 1 years
- Cold Wet Weather $840,916 indemnity · 2 years
- Plant Disease $550,396 indemnity · 2 years
- Freeze $515,272 indemnity · 3 years
Processing Beans 10 years filed
- 2.16Low end of the filed band
- 4.40Middle of the filed band
- 6.55High end of the filed band
- 2017Worst year filed (10.27)
- 10Years filed
- $1,088,944Premium filed
- $5,084,980Indemnity paid
- $12,072,056Liability insured
- 18,723Quantity planted
- 18,878Quantity lost
- 151Policies
- 151Policies with a loss
- 4.67Loss ratio, whole span
Causes that carried the indemnity in Adams County
- Excess Moisture/Precipitation/Rain $2,552,634 indemnity · 9 years
- Heat $1,451,915 indemnity · 9 years
- Hail $881,276 indemnity · 2 years
- Freeze $89,871 indemnity · 3 years
- Cold Wet Weather $44,537 indemnity · 1 years
- Failure of Irrigation Equipment $35,422 indemnity · 1 years
Corn 10 years filed
- 1.23Low end of the filed band
- 1.77Middle of the filed band
- 2.39High end of the filed band
- 2018Worst year filed (2.72)
- 10Years filed
- $2,633,510Premium filed
- $5,009,983Indemnity paid
- $15,007,928Liability insured
- 32,515Quantity planted
- 32,451Quantity lost
- 519Policies
- 516Policies with a loss
- 1.90Loss ratio, whole span
Causes that carried the indemnity in Adams County
- Drought $2,319,013 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,746,806 indemnity · 9 years
- ARPI/SCO/STAX Crops Only $311,806 indemnity · 5 years
- Wind/Excess Wind $175,010 indemnity · 2 years
- Decline in Price $130,768 indemnity · 7 years
- Wildlife $115,224 indemnity · 8 years
Soybeans 10 years filed
- 1.17Low end of the filed band
- 2.10Middle of the filed band
- 2.48High end of the filed band
- 2019Worst year filed (2.57)
- 10Years filed
- $1,552,758Premium filed
- $3,134,685Indemnity paid
- $8,972,547Liability insured
- 28,267Quantity planted
- 27,936Quantity lost
- 467Policies
- 467Policies with a loss
- 2.02Loss ratio, whole span
Causes that carried the indemnity in Adams County
- Drought $1,208,705 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $1,191,531 indemnity · 8 years
- Wildlife $214,638 indemnity · 9 years
- Cold Wet Weather $149,883 indemnity · 4 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $110,447 indemnity · 2 years
- Heat $104,716 indemnity · 4 years
Sweet Corn 9 years filed
- 2.07Low end of the filed band
- 7.03Middle of the filed band
- 17.15High end of the filed band
- 2017Worst year filed (17.15)
- 9Years filed
- $264,436Premium filed
- $2,010,070Indemnity paid
- $4,448,219Liability insured
- 6,984Quantity planted
- 6,984Quantity lost
- 55Policies
- 55Policies with a loss
- 7.60Loss ratio, whole span
Causes that carried the indemnity in Adams County
- Heat $1,293,670 indemnity · 4 years
- Excess Moisture/Precipitation/Rain $509,747 indemnity · 5 years
- Frost $188,977 indemnity · 1 years
- Cold Wet Weather $10,378 indemnity · 1 years
- Plant Disease $4,095 indemnity · 1 years
- Hail $3,203 indemnity · 1 years
Green Peas 10 years filed
- 0.96Low end of the filed band
- 3.45Middle of the filed band
- 11.96High end of the filed band
- 2016Worst year filed (12.59)
- 10Years filed
- $399,563Premium filed
- $1,744,059Indemnity paid
- $3,869,060Liability insured
- 8,043Quantity planted
- 8,043Quantity lost
- 62Policies
- 62Policies with a loss
- 4.36Loss ratio, whole span
Causes that carried the indemnity in Adams County
- Heat $551,637 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $483,856 indemnity · 9 years
- Freeze $219,056 indemnity · 2 years
- Frost $217,172 indemnity · 1 years
- Hail $134,742 indemnity · 1 years
- Plant Disease $115,257 indemnity · 1 years
Cranberries 9 years filed
- 0.63Low end of the filed band
- 2.43Middle of the filed band
- 8.32High end of the filed band
- 2023Worst year filed (8.32)
- 9Years filed
- $379,285Premium filed
- $1,685,561Indemnity paid
- $9,174,106Liability insured
- 1,972Quantity planted
- 1,968Quantity lost
- 36Policies
- 35Policies with a loss
- 4.44Loss ratio, whole span
Causes that carried the indemnity in Adams County
- Cold Wet Weather $562,595 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $448,961 indemnity · 6 years
- Other (Snow, Lightning, Etc.) $173,980 indemnity · 1 years
- Hail $139,760 indemnity · 4 years
- Frost $118,466 indemnity · 1 years
- Freeze $92,167 indemnity · 1 years
Every county-crop the agency files in Wisconsin → Buy the Adams County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.