Crop-loss band · Wisconsin
Clark County, Wisconsin — crop-loss band
- 1.07Low end of the filed band
- 1.92Middle of the filed band
- 2.57High end of the filed band
- 2024Worst year filed (2.66)
- 10Years filed
Every year the Risk Management Agency has filed for Clark County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.07 at the low end to 2.57 at the high end, with 1.92 in the middle. The worst year filed is 2024, at 2.66. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $592,945 | $1,276,949 | $3,114,782 | 204 | 200 | 2.15 |
| 2016 | $291,557 | $612,853 | $1,770,303 | 185 | 168 | 2.10 |
| 2017 | $1,506,138 | $2,276,103 | $9,305,023 | 383 | 374 | 1.51 |
| 2018 | $1,257,268 | $2,457,769 | $8,991,888 | 331 | 323 | 1.95 |
| 2019 | $3,050,235 | $7,832,694 | $17,521,015 | 583 | 575 | 2.57 |
| 2020 | $175,918 | $333,108 | $1,046,585 | 130 | 120 | 1.89 |
| 2021 | $211,563 | $349,114 | $1,309,369 | 104 | 96 | 1.65 |
| 2022 | $400,248 | $769,093 | $2,423,099 | 136 | 136 | 1.92 |
| 2023 | $621,112 | $666,137 | $4,482,623 | 114 | 114 | 1.07 |
| 2024 | $4,129,213 | $10,969,429 | $27,304,074 | 715 | 715 | 2.66 |
Commodities insured in Clark County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.03Low end of the filed band
- 1.61Middle of the filed band
- 2.36High end of the filed band
- 2024Worst year filed (2.57)
- 10Years filed
- $8,138,468Premium filed
- $17,399,699Indemnity paid
- $49,632,928Liability insured
- 120,680Quantity planted
- 119,067Quantity lost
- 1,379Policies
- 1,378Policies with a loss
- 2.14Loss ratio, whole span
Causes that carried the indemnity in Clark County
- Excess Moisture/Precipitation/Rain $14,221,371 indemnity · 9 years
- Drought $925,614 indemnity · 8 years
- Cold Wet Weather $779,045 indemnity · 6 years
- Freeze $597,211 indemnity · 3 years
- Decline in Price $413,020 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $284,780 indemnity · 3 years
Soybeans 10 years filed
- 0.67Low end of the filed band
- 1.99Middle of the filed band
- 2.79High end of the filed band
- 2019Worst year filed (3.46)
- 10Years filed
- $3,522,306Premium filed
- $8,042,378Indemnity paid
- $24,239,143Liability insured
- 70,658Quantity planted
- 70,013Quantity lost
- 906Policies
- 906Policies with a loss
- 2.28Loss ratio, whole span
Causes that carried the indemnity in Clark County
- Excess Moisture/Precipitation/Rain $6,293,848 indemnity · 9 years
- Drought $1,019,536 indemnity · 8 years
- Decline in Price $343,502 indemnity · 6 years
- Cold Wet Weather $141,026 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $64,537 indemnity · 1 years
- Plant Disease $58,308 indemnity · 3 years
Forage Seeding 10 years filed
- 2.33Low end of the filed band
- 3.27Middle of the filed band
- 4.83High end of the filed band
- 2018Worst year filed (5.31)
- 10Years filed
- $575,422Premium filed
- $2,101,172Indemnity paid
- $3,396,689Liability insured
- 17,777Quantity planted
- 17,062Quantity lost
- 600Policies
- 537Policies with a loss
- 3.65Loss ratio, whole span
Causes that carried the indemnity in Clark County
- Excess Moisture/Precipitation/Rain $878,887 indemnity · 9 years
- Cold Winter $569,397 indemnity · 10 years
- Cold Wet Weather $452,116 indemnity · 9 years
- Drought $111,513 indemnity · 4 years
- Freeze $56,568 indemnity · 4 years
- XX $16,735 indemnity · 2 years
Every county-crop the agency files in Wisconsin → Buy the Clark County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.