Crop-loss band · Wisconsin
Door County, Wisconsin — crop-loss band
- 1.83Low end of the filed band
- 2.18Middle of the filed band
- 2.94High end of the filed band
- 2015Worst year filed (3.14)
- 10Years filed
Every year the Risk Management Agency has filed for Door County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.83 at the low end to 2.94 at the high end, with 2.18 in the middle. The worst year filed is 2015, at 3.14. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $434,309 | $1,363,068 | $3,004,444 | 94 | 94 | 3.14 |
| 2016 | $355,001 | $751,600 | $2,011,676 | 80 | 80 | 2.12 |
| 2017 | $721,530 | $1,692,809 | $4,195,761 | 134 | 133 | 2.35 |
| 2018 | $1,088,710 | $2,868,259 | $7,266,354 | 182 | 181 | 2.63 |
| 2019 | $1,356,874 | $3,984,298 | $7,862,911 | 278 | 277 | 2.94 |
| 2020 | $609,156 | $1,389,351 | $3,681,081 | 128 | 128 | 2.28 |
| 2021 | $295,732 | $645,210 | $1,768,479 | 70 | 69 | 2.18 |
| 2022 | $1,272,166 | $2,327,261 | $7,430,108 | 182 | 182 | 1.83 |
| 2023 | $1,409,370 | $3,041,710 | $7,937,939 | 210 | 210 | 2.16 |
| 2024 | $2,907,044 | $6,204,711 | $17,893,983 | 322 | 322 | 2.13 |
Commodities insured in Door County
7 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.52Low end of the filed band
- 1.70Middle of the filed band
- 2.37High end of the filed band
- 2019Worst year filed (2.45)
- 10Years filed
- $4,296,995Premium filed
- $8,929,830Indemnity paid
- $25,302,326Liability insured
- 59,338Quantity planted
- 56,872Quantity lost
- 525Policies
- 525Policies with a loss
- 2.08Loss ratio, whole span
Causes that carried the indemnity in Door County
- Excess Moisture/Precipitation/Rain $6,176,507 indemnity · 10 years
- Drought $1,893,330 indemnity · 8 years
- Cold Wet Weather $353,821 indemnity · 5 years
- ARPI/SCO/ECO/STAX/MP/PACE Crops Only $303,365 indemnity · 1 years
- Decline in Price $50,199 indemnity · 5 years
- All Other Causes $45,980 indemnity · 1 years
Cherries 10 years filed
- 1.67Low end of the filed band
- 2.86Middle of the filed band
- 4.19High end of the filed band
- 2019Worst year filed (4.76)
- 10Years filed
- $2,101,882Premium filed
- $5,629,891Indemnity paid
- $11,302,504Liability insured
- 6,781Quantity planted
- 6,967Quantity lost
- 161Policies
- 161Policies with a loss
- 2.68Loss ratio, whole span
Causes that carried the indemnity in Door County
- Freeze $1,420,201 indemnity · 8 years
- Wind/Excess Wind $1,278,257 indemnity · 4 years
- Frost $935,954 indemnity · 5 years
- Decline in Price $768,026 indemnity · 5 years
- Hail $427,906 indemnity · 6 years
- Cold Wet Weather $407,514 indemnity · 5 years
Soybeans 10 years filed
- 1.03Low end of the filed band
- 1.68Middle of the filed band
- 3.34High end of the filed band
- 2020Worst year filed (3.62)
- 10Years filed
- $1,696,952Premium filed
- $3,882,465Indemnity paid
- $11,724,648Liability insured
- 32,361Quantity planted
- 32,219Quantity lost
- 423Policies
- 423Policies with a loss
- 2.29Loss ratio, whole span
Causes that carried the indemnity in Door County
- Excess Moisture/Precipitation/Rain $2,089,947 indemnity · 10 years
- Drought $1,269,076 indemnity · 8 years
- Decline in Price $170,249 indemnity · 7 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $140,241 indemnity · 2 years
- Heat $81,982 indemnity · 3 years
- Cold Wet Weather $48,277 indemnity · 5 years
Forage Production 10 years filed
- 1.60Low end of the filed band
- 2.04Middle of the filed band
- 3.06High end of the filed band
- 2019Worst year filed (3.28)
- 10Years filed
- $965,487Premium filed
- $2,276,375Indemnity paid
- $6,712,760Liability insured
- 17,343Quantity planted
- 17,371Quantity lost
- 151Policies
- 149Policies with a loss
- 2.36Loss ratio, whole span
Causes that carried the indemnity in Door County
- Cold Wet Weather $835,978 indemnity · 6 years
- Excess Moisture/Precipitation/Rain $509,230 indemnity · 8 years
- Drought $458,543 indemnity · 6 years
- Cold Winter $269,612 indemnity · 10 years
- ARPI/SCO/STAX Crops Only $177,023 indemnity · 4 years
- Frost $18,463 indemnity · 1 years
Wheat 10 years filed
- 1.42Low end of the filed band
- 1.99Middle of the filed band
- 2.79High end of the filed band
- 2015Worst year filed (2.80)
- 10Years filed
- $843,018Premium filed
- $1,653,351Indemnity paid
- $4,833,408Liability insured
- 15,061Quantity planted
- 15,075Quantity lost
- 302Policies
- 300Policies with a loss
- 1.96Loss ratio, whole span
Causes that carried the indemnity in Door County
- Drought $503,448 indemnity · 7 years
- Excess Moisture/Precipitation/Rain $414,616 indemnity · 10 years
- Cold Winter $267,064 indemnity · 9 years
- Cold Wet Weather $242,254 indemnity · 8 years
- Heat $102,552 indemnity · 2 years
- Decline in Price $79,305 indemnity · 7 years
Processing Beans 10 years filed
- 0.80Low end of the filed band
- 3.49Middle of the filed band
- 4.78High end of the filed band
- 2015Worst year filed (6.45)
- 10Years filed
- $255,676Premium filed
- $988,169Indemnity paid
- $1,518,605Liability insured
- 3,485Quantity planted
- 3,485Quantity lost
- 70Policies
- 70Policies with a loss
- 3.86Loss ratio, whole span
Causes that carried the indemnity in Door County
- Excess Moisture/Precipitation/Rain $696,687 indemnity · 9 years
- Heat $119,562 indemnity · 2 years
- Drought $63,868 indemnity · 2 years
- Plant Disease $61,622 indemnity · 1 years
- Cold Wet Weather $46,430 indemnity · 2 years
Apples 9 years filed
- 1.47Low end of the filed band
- 2.02Middle of the filed band
- 5.58High end of the filed band
- 2015Worst year filed (5.58)
- 9Years filed
- $289,882Premium filed
- $908,196Indemnity paid
- $1,658,484Liability insured
- 373Quantity planted
- 373Quantity lost
- 48Policies
- 48Policies with a loss
- 3.13Loss ratio, whole span
Causes that carried the indemnity in Door County
- Hail $466,394 indemnity · 3 years
- Excess Moisture/Precipitation/Rain $145,964 indemnity · 5 years
- Frost $101,338 indemnity · 4 years
- Wind/Excess Wind $46,006 indemnity · 2 years
- Cold Wet Weather $43,260 indemnity · 3 years
- Heat $41,307 indemnity · 1 years
Every county-crop the agency files in Wisconsin → Buy the Door County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.