Crop-loss band · Wisconsin
Manitowoc County, Wisconsin — crop-loss band
- 1.96Low end of the filed band
- 2.65Middle of the filed band
- 3.51High end of the filed band
- 2019Worst year filed (3.86)
- 10Years filed
Every year the Risk Management Agency has filed for Manitowoc County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.96 at the low end to 3.51 at the high end, with 2.65 in the middle. The worst year filed is 2019, at 3.86. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $231,202 | $453,690 | $1,495,356 | 127 | 124 | 1.96 |
| 2016 | $152,964 | $486,534 | $1,374,077 | 165 | 141 | 3.18 |
| 2017 | $632,396 | $2,132,100 | $5,254,467 | 362 | 347 | 3.37 |
| 2018 | $269,090 | $943,815 | $2,297,631 | 190 | 162 | 3.51 |
| 2019 | $1,081,700 | $4,180,250 | $8,466,743 | 452 | 445 | 3.86 |
| 2020 | $578,070 | $1,726,620 | $6,016,851 | 307 | 289 | 2.99 |
| 2021 | $192,418 | $509,487 | $1,408,642 | 159 | 122 | 2.65 |
| 2022 | $271,990 | $644,083 | $2,118,082 | 73 | 69 | 2.37 |
| 2023 | $518,999 | $1,036,056 | $3,501,148 | 153 | 153 | 2.00 |
| 2024 | $1,362,400 | $3,605,409 | $14,179,806 | 328 | 328 | 2.65 |
Commodities insured in Manitowoc County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.22Low end of the filed band
- 2.10Middle of the filed band
- 3.51High end of the filed band
- 2019Worst year filed (4.02)
- 10Years filed
- $2,392,404Premium filed
- $7,144,217Indemnity paid
- $23,675,359Liability insured
- 50,475Quantity planted
- 50,117Quantity lost
- 591Policies
- 589Policies with a loss
- 2.99Loss ratio, whole span
Causes that carried the indemnity in Manitowoc County
- Excess Moisture/Precipitation/Rain $5,906,128 indemnity · 9 years
- Drought $361,948 indemnity · 7 years
- Other (Snow, Lightning, Etc.) $232,253 indemnity · 4 years
- Cold Wet Weather $204,377 indemnity · 2 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $174,340 indemnity · 2 years
- Wind/Excess Wind $104,547 indemnity · 2 years
Soybeans 10 years filed
- 1.38Low end of the filed band
- 2.60Middle of the filed band
- 2.89High end of the filed band
- 2019Worst year filed (3.20)
- 10Years filed
- $1,336,513Premium filed
- $3,281,187Indemnity paid
- $8,330,882Liability insured
- 24,061Quantity planted
- 24,255Quantity lost
- 375Policies
- 375Policies with a loss
- 2.46Loss ratio, whole span
Causes that carried the indemnity in Manitowoc County
- Excess Moisture/Precipitation/Rain $2,081,444 indemnity · 9 years
- Drought $772,815 indemnity · 7 years
- Hail $145,017 indemnity · 2 years
- Wildlife $70,300 indemnity · 4 years
- Heat $63,383 indemnity · 3 years
- ARPI/SCO/STAX/MP Crops Only $50,184 indemnity · 2 years
Forage Production 10 years filed
- 1.70Low end of the filed band
- 2.88Middle of the filed band
- 4.98High end of the filed band
- 2017Worst year filed (6.82)
- 10Years filed
- $689,603Premium filed
- $2,781,922Indemnity paid
- $6,534,283Liability insured
- 16,616Quantity planted
- 16,641Quantity lost
- 286Policies
- 285Policies with a loss
- 4.03Loss ratio, whole span
Causes that carried the indemnity in Manitowoc County
- Cold Wet Weather $1,098,401 indemnity · 10 years
- Cold Winter $1,025,926 indemnity · 9 years
- Excess Moisture/Precipitation/Rain $458,920 indemnity · 8 years
- Drought $117,910 indemnity · 4 years
- ARPI/SCO/STAX/MP Crops Only $41,635 indemnity · 4 years
- Freeze $27,207 indemnity · 3 years
Wheat 10 years filed
- 1.47Low end of the filed band
- 3.56Middle of the filed band
- 4.36High end of the filed band
- 2015Worst year filed (4.47)
- 10Years filed
- $456,819Premium filed
- $1,267,953Indemnity paid
- $3,706,531Liability insured
- 12,756Quantity planted
- 12,759Quantity lost
- 357Policies
- 357Policies with a loss
- 2.78Loss ratio, whole span
Causes that carried the indemnity in Manitowoc County
- Excess Moisture/Precipitation/Rain $525,118 indemnity · 10 years
- Cold Wet Weather $242,296 indemnity · 9 years
- Drought $193,320 indemnity · 5 years
- Cold Winter $168,131 indemnity · 9 years
- Decline in Price $43,694 indemnity · 7 years
- Hail $41,893 indemnity · 2 years
Forage Seeding 10 years filed
- 1.41Low end of the filed band
- 2.08Middle of the filed band
- 4.86High end of the filed band
- 2019Worst year filed (6.87)
- 10Years filed
- $415,889Premium filed
- $1,242,765Indemnity paid
- $3,865,747Liability insured
- 22,653Quantity planted
- 18,242Quantity lost
- 707Policies
- 574Policies with a loss
- 2.99Loss ratio, whole span
Causes that carried the indemnity in Manitowoc County
- Excess Moisture/Precipitation/Rain $434,849 indemnity · 9 years
- Cold Wet Weather $390,892 indemnity · 9 years
- Cold Winter $259,922 indemnity · 10 years
- Drought $106,143 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $15,307 indemnity · 4 years
- Flood $14,350 indemnity · 1 years
Every county-crop the agency files in Wisconsin → Buy the Manitowoc County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.