Crop-loss band · Wisconsin
Oconto County, Wisconsin — crop-loss band
- 1.23Low end of the filed band
- 1.52Middle of the filed band
- 2.26High end of the filed band
- 2019Worst year filed (2.33)
- 10Years filed
Every year the Risk Management Agency has filed for Oconto County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.23 at the low end to 2.26 at the high end, with 1.52 in the middle. The worst year filed is 2019, at 2.33. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $1,135,209 | $1,917,520 | $6,456,790 | 294 | 288 | 1.69 |
| 2016 | $406,494 | $879,367 | $2,216,696 | 131 | 125 | 2.16 |
| 2017 | $1,456,727 | $3,019,824 | $7,437,632 | 254 | 247 | 2.07 |
| 2018 | $742,873 | $1,680,230 | $4,191,643 | 231 | 225 | 2.26 |
| 2019 | $3,011,456 | $7,024,903 | $13,779,421 | 463 | 456 | 2.33 |
| 2020 | $1,239,505 | $1,882,243 | $7,253,906 | 256 | 246 | 1.52 |
| 2021 | $494,008 | $703,038 | $2,374,050 | 123 | 119 | 1.42 |
| 2022 | $1,445,238 | $1,954,666 | $7,406,599 | 200 | 200 | 1.35 |
| 2023 | $933,082 | $1,147,116 | $4,990,044 | 106 | 106 | 1.23 |
| 2024 | $2,389,295 | $3,440,891 | $12,222,324 | 381 | 381 | 1.44 |
Commodities insured in Oconto County
4 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.97Low end of the filed band
- 1.20Middle of the filed band
- 2.00High end of the filed band
- 2019Worst year filed (2.10)
- 10Years filed
- $8,661,161Premium filed
- $13,311,847Indemnity paid
- $42,439,627Liability insured
- 105,445Quantity planted
- 100,809Quantity lost
- 910Policies
- 909Policies with a loss
- 1.54Loss ratio, whole span
Causes that carried the indemnity in Oconto County
- Excess Moisture/Precipitation/Rain $10,136,436 indemnity · 9 years
- Drought $1,852,432 indemnity · 8 years
- Cold Wet Weather $1,003,243 indemnity · 5 years
- Hail $78,550 indemnity · 4 years
- Freeze $64,555 indemnity · 3 years
- Other (Snow, Lightning, Etc.) $57,886 indemnity · 2 years
Soybeans 10 years filed
- 0.78Low end of the filed band
- 1.33Middle of the filed band
- 2.08High end of the filed band
- 2019Worst year filed (3.00)
- 10Years filed
- $3,029,173Premium filed
- $5,066,292Indemnity paid
- $14,188,802Liability insured
- 46,858Quantity planted
- 44,027Quantity lost
- 528Policies
- 528Policies with a loss
- 1.67Loss ratio, whole span
Causes that carried the indemnity in Oconto County
- Excess Moisture/Precipitation/Rain $3,725,650 indemnity · 9 years
- Drought $847,791 indemnity · 9 years
- Cold Wet Weather $179,636 indemnity · 5 years
- ARPI/SCO/STAX/MP Crops Only $104,368 indemnity · 2 years
- Decline in Price $68,770 indemnity · 6 years
- Freeze $53,457 indemnity · 3 years
Forage Production 10 years filed
- 2.27Low end of the filed band
- 3.88Middle of the filed band
- 5.86High end of the filed band
- 2016Worst year filed (6.20)
- 10Years filed
- $951,651Premium filed
- $3,583,322Indemnity paid
- $7,847,164Liability insured
- 19,878Quantity planted
- 19,946Quantity lost
- 344Policies
- 341Policies with a loss
- 3.77Loss ratio, whole span
Causes that carried the indemnity in Oconto County
- Cold Winter $2,753,419 indemnity · 10 years
- Cold Wet Weather $644,571 indemnity · 9 years
- Drought $93,122 indemnity · 5 years
- Excess Moisture/Precipitation/Rain $57,506 indemnity · 5 years
- XX $30,983 indemnity · 5 years
- Freeze $2,888 indemnity · 1 years
Forage Seeding 10 years filed
- 1.62Low end of the filed band
- 2.46Middle of the filed band
- 3.31High end of the filed band
- 2018Worst year filed (3.99)
- 10Years filed
- $611,902Premium filed
- $1,688,337Indemnity paid
- $3,853,512Liability insured
- 20,894Quantity planted
- 18,008Quantity lost
- 657Policies
- 615Policies with a loss
- 2.76Loss ratio, whole span
Causes that carried the indemnity in Oconto County
- Cold Winter $1,200,325 indemnity · 10 years
- Excess Moisture/Precipitation/Rain $170,743 indemnity · 9 years
- Cold Wet Weather $168,502 indemnity · 9 years
- Drought $111,140 indemnity · 8 years
- Freeze $19,399 indemnity · 1 years
- All Other Causes $17,652 indemnity · 3 years
Every county-crop the agency files in Wisconsin → Buy the Oconto County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.