Crop-loss band · Wisconsin
Polk County, Wisconsin — crop-loss band
- 1.31Low end of the filed band
- 1.86Middle of the filed band
- 2.92High end of the filed band
- 2019Worst year filed (2.97)
- 10Years filed
Every year the Risk Management Agency has filed for Polk County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.31 at the low end to 2.92 at the high end, with 1.86 in the middle. The worst year filed is 2019, at 2.97. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $180,225 | $525,376 | $1,327,030 | 98 | 98 | 2.92 |
| 2016 | $201,469 | $561,243 | $1,846,691 | 80 | 80 | 2.79 |
| 2017 | $900,745 | $1,826,406 | $6,640,934 | 226 | 226 | 2.03 |
| 2018 | $940,542 | $1,234,950 | $7,394,834 | 234 | 234 | 1.31 |
| 2019 | $1,377,438 | $4,092,720 | $9,902,820 | 384 | 384 | 2.97 |
| 2020 | $272,079 | $507,327 | $2,070,954 | 99 | 99 | 1.86 |
| 2021 | $564,528 | $1,290,539 | $4,602,960 | 233 | 232 | 2.29 |
| 2022 | $1,153,937 | $1,759,928 | $8,626,019 | 305 | 305 | 1.53 |
| 2023 | $4,254,885 | $7,520,826 | $30,287,477 | 736 | 736 | 1.77 |
| 2024 | $2,296,258 | $3,988,393 | $15,497,266 | 446 | 446 | 1.74 |
Commodities insured in Polk County
5 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 1.38Low end of the filed band
- 1.79Middle of the filed band
- 2.20High end of the filed band
- 2019Worst year filed (2.80)
- 10Years filed
- $7,563,626Premium filed
- $14,168,139Indemnity paid
- $52,556,061Liability insured
- 90,953Quantity planted
- 89,815Quantity lost
- 1,442Policies
- 1,442Policies with a loss
- 1.87Loss ratio, whole span
Causes that carried the indemnity in Polk County
- Excess Moisture/Precipitation/Rain $5,508,082 indemnity · 8 years
- Drought $5,205,368 indemnity · 6 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $1,487,817 indemnity · 2 years
- Cold Wet Weather $556,955 indemnity · 6 years
- Decline in Price $448,046 indemnity · 7 years
- Hail $422,454 indemnity · 6 years
Soybeans 10 years filed
- 0.87Low end of the filed band
- 1.65Middle of the filed band
- 2.52High end of the filed band
- 2020Worst year filed (2.73)
- 10Years filed
- $3,557,584Premium filed
- $5,621,846Indemnity paid
- $26,534,290Liability insured
- 68,072Quantity planted
- 66,552Quantity lost
- 926Policies
- 926Policies with a loss
- 1.58Loss ratio, whole span
Causes that carried the indemnity in Polk County
- Drought $2,286,729 indemnity · 8 years
- Excess Moisture/Precipitation/Rain $2,153,675 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $321,383 indemnity · 3 years
- Hail $292,078 indemnity · 7 years
- Cold Wet Weather $194,593 indemnity · 7 years
- Heat $168,098 indemnity · 4 years
Processing Beans 10 years filed
- 1.88Low end of the filed band
- 4.92Middle of the filed band
- 8.77High end of the filed band
- 2016Worst year filed (10.35)
- 10Years filed
- $280,767Premium filed
- $1,417,679Indemnity paid
- $2,409,381Liability insured
- 5,860Quantity planted
- 5,862Quantity lost
- 89Policies
- 89Policies with a loss
- 5.05Loss ratio, whole span
Causes that carried the indemnity in Polk County
- Excess Moisture/Precipitation/Rain $623,083 indemnity · 7 years
- Heat $355,960 indemnity · 7 years
- Drought $203,471 indemnity · 4 years
- Hail $136,358 indemnity · 2 years
- Other (Snow, Lightning, Etc.) $80,542 indemnity · 1 years
- Plant Disease $14,634 indemnity · 1 years
Forage Production 7 years filed
- 0.84Low end of the filed band
- 3.51Middle of the filed band
- 10.16High end of the filed band
- 2015Worst year filed (10.16)
- 7Years filed
- $284,620Premium filed
- $1,196,013Indemnity paid
- $3,210,704Liability insured
- 5,695Quantity planted
- 5,695Quantity lost
- 58Policies
- 57Policies with a loss
- 4.20Loss ratio, whole span
Causes that carried the indemnity in Polk County
- ARPI/SCO/STAX/MP Crops Only $428,803 indemnity · 4 years
- Drought $346,760 indemnity · 4 years
- Cold Wet Weather $195,629 indemnity · 3 years
- Cold Winter $150,737 indemnity · 2 years
- Excess Moisture/Precipitation/Rain $53,626 indemnity · 2 years
- Freeze $20,458 indemnity · 1 years
Pasture,Rangeland,Forage 10 years filed
- 0.38Low end of the filed band
- 1.84Middle of the filed band
- 3.02High end of the filed band
- 2023Worst year filed (3.14)
- 10Years filed
- $455,509Premium filed
- $904,031Indemnity paid
- $3,486,549Liability insured
- 14,326Quantity planted
- 0Quantity lost
- 326Policies
- 326Policies with a loss
- 1.98Loss ratio, whole span
Causes that carried the indemnity in Polk County
- ARPI/SCO/STAX Crops Only $904,031 indemnity · 10 years
Every county-crop the agency files in Wisconsin → Buy the Polk County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.