Crop-loss band · Wisconsin
Rock County, Wisconsin — crop-loss band
- 1.16Low end of the filed band
- 1.76Middle of the filed band
- 2.30High end of the filed band
- 2019Worst year filed (5.26)
- 10Years filed
Every year the Risk Management Agency has filed for Rock County is in the series below, from 2015 to 2024. Read across those years the county’s annual loss ratio — indemnity divided by premium — runs from 1.16 at the low end to 2.30 at the high end, with 1.76 in the middle. The worst year filed is 2019, at 5.26. The band points are years the county actually ran, never a figure interpolated between two of them.
The county’s year-by-year record
| Year | Premium | Indemnity | Liability | Policies | Policies with a loss | Loss ratio |
|---|---|---|---|---|---|---|
| 2015 | $534,000 | $1,043,478 | $5,466,148 | 187 | 185 | 1.95 |
| 2016 | $134,097 | $194,114 | $1,335,247 | 56 | 56 | 1.45 |
| 2017 | $1,020,799 | $2,286,968 | $10,565,535 | 265 | 265 | 2.24 |
| 2018 | $404,239 | $643,231 | $4,967,394 | 144 | 144 | 1.59 |
| 2019 | $877,649 | $4,619,550 | $8,485,168 | 369 | 369 | 5.26 |
| 2020 | $396,153 | $909,868 | $4,707,893 | 149 | 149 | 2.30 |
| 2021 | $311,111 | $548,778 | $3,611,378 | 78 | 78 | 1.76 |
| 2022 | $259,810 | $300,817 | $3,459,061 | 54 | 54 | 1.16 |
| 2023 | $5,182,150 | $9,957,837 | $66,489,440 | 616 | 616 | 1.92 |
| 2024 | $2,500,255 | $3,551,593 | $29,134,910 | 398 | 398 | 1.42 |
Commodities insured in Rock County
3 commodities here clear the desk’s floors — at least five filed years and a quarter of a million dollars of filed premium. Each carries its own band, so a reader can read the commodity they actually farm rather than the county average.
Corn 10 years filed
- 0.97Low end of the filed band
- 1.69Middle of the filed band
- 2.64High end of the filed band
- 2019Worst year filed (5.40)
- 10Years filed
- $8,152,196Premium filed
- $16,797,332Indemnity paid
- $97,133,898Liability insured
- 128,150Quantity planted
- 121,016Quantity lost
- 1,204Policies
- 1,202Policies with a loss
- 2.06Loss ratio, whole span
Causes that carried the indemnity in Rock County
- Excess Moisture/Precipitation/Rain $5,947,009 indemnity · 9 years
- Drought $5,640,939 indemnity · 8 years
- ARPI/SCO/ECO/STAX/MP/HIP-WI/PACE Crops Only $2,392,053 indemnity · 2 years
- Decline in Price $1,707,392 indemnity · 7 years
- Cold Wet Weather $671,721 indemnity · 6 years
- Other (Snow, Lightning, Etc.) $149,222 indemnity · 8 years
Soybeans 10 years filed
- 0.77Low end of the filed band
- 2.03Middle of the filed band
- 3.74High end of the filed band
- 2019Worst year filed (5.22)
- 10Years filed
- $3,193,570Premium filed
- $6,660,397Indemnity paid
- $38,827,011Liability insured
- 77,328Quantity planted
- 72,572Quantity lost
- 936Policies
- 936Policies with a loss
- 2.09Loss ratio, whole span
Causes that carried the indemnity in Rock County
- Excess Moisture/Precipitation/Rain $2,910,920 indemnity · 9 years
- Drought $2,297,146 indemnity · 8 years
- Decline in Price $650,946 indemnity · 8 years
- ARPI/SCO/STAX/MP Crops Only $344,261 indemnity · 3 years
- Cold Wet Weather $204,469 indemnity · 3 years
- Wind/Excess Wind $67,106 indemnity · 3 years
Wheat 10 years filed
- 0.78Low end of the filed band
- 2.69Middle of the filed band
- 3.43High end of the filed band
- 2015Worst year filed (3.48)
- 10Years filed
- $274,497Premium filed
- $598,505Indemnity paid
- $2,261,265Liability insured
- 7,014Quantity planted
- 7,019Quantity lost
- 176Policies
- 176Policies with a loss
- 2.18Loss ratio, whole span
Causes that carried the indemnity in Rock County
- Excess Moisture/Precipitation/Rain $164,709 indemnity · 7 years
- Decline in Price $125,836 indemnity · 10 years
- Drought $106,769 indemnity · 5 years
- Cold Winter $86,960 indemnity · 5 years
- Cold Wet Weather $42,894 indemnity · 6 years
- Plant Disease $33,099 indemnity · 2 years
Every county-crop the agency files in Wisconsin → Buy the Rock County dossier →
Figures from the federal source files: EPA’s ECHO downloads, CMS provider files and the FMCSA census.
County cause-of-loss figures from the USDA Risk Management Agency’s Cause of Loss Summary of Business, county files, filed by the agency as a United States Government work. The loss ratio is the agency’s own published column: indemnity divided by premium, re-derived at the summed county-crop grain.